HDFC Bank vs ICICI Bank SIP Comparison

Compare SIP returns, minimum investments, and top schemes to make an informed decision

HDFC Bank

Minimum Investment

500

Average Return

13%

Top Schemes

HDFC Top 100 Fund

HDFC Mid-Cap Opportunities Fund

HDFC Balanced Advantage Fund

Key Features

Strong performance track record

Professional fund management

Comprehensive product range

Easy online investment

ICICI Bank

Minimum Investment

100

Average Return

12.5%

Top Schemes

ICICI Prudential Bluechip Fund

ICICI Prudential Technology Fund

ICICI Prudential Equity & Debt Fund

Key Features

Ultra-low minimum of ₹100

Technology-focused funds

Strong digital platform

Regular dividend options

Calculate SIP Returns for Both

Calculate with HDFC

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹60,000

Est. Returns

₹63,340

Total Value

₹1,23,340

Invested Amount: 60,000
Estimated Returns: 63,340
Total Value: 1,23,340

SIP Growth Projection

Calculate with ICICI

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹12,000

Est. Returns

₹11,938

Total Value

₹23,938

Invested Amount: 12,000
Estimated Returns: 11,938
Total Value: 23,938

SIP Growth Projection

HDFC Bank vs ICICI Bank: Which is Better for SIP?

HDFC Mutual Fund is a leading asset management company in India with a reputation for consistent performance and innovation. HDFC offers a comprehensive range of mutual fund schemes across equity, debt, and hybrid categories.

ICICI Prudential Mutual Fund is one of the oldest and largest mutual fund houses in India. Known for innovation and customer-centric approach, ICICI offers excellent SIP options across various risk categories.

Making Your Choice

Both HDFC and ICICI are reputable mutual fund houses in India. Your choice should depend on your investment goals, minimum investment capacity, and preference for specific fund categories. Consider factors like minimum investment amount, average returns, fund options, and the institution's track record.

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