Financial Planning Blog
Practical financial advice for Indians. Real experiences, honest takes, and strategies that actually work.
SIP vs Lumpsum: Which Investment Strategy Actually Works?
Confused between SIP and lumpsum? Here's an honest comparison with real examples to help you decide what works for your money.
15 Oct 2024
8 min read
How to Build a ₹1 Crore Corpus by Age 50
Step-by-step guide to building your first crore. Real numbers, practical strategies, and no get-rich-quick schemes.
12 Oct 2024
10 min read
PPF vs NPS vs EPF: The Ultimate Retirement Showdown
Which one is better for retirement? Let's compare tax benefits, returns, and liquidity to find out what works for you.
8 Oct 2024
9 min read
Home Loan EMI Eating Your Salary? Here's What You Can Do
Practical strategies for prepayment, refinancing, and managing your home loan without stressing your budget.
5 Oct 2024
7 min read
Old Tax Regime vs New: Which One Saves You More Money in 2025?
Confused between tax regimes? Here's a real comparison with different income levels to help you choose.
2 Oct 2024
8 min read
Fixed Deposits in 2025: Are They Still Worth It?
With rising market options and inflation, should you still park money in FDs? An honest assessment.
28 Sept 2024
7 min read
How to Use SIP to Save for Your Child's Education
Goal-based planning to save ₹20-50 lakhs for your child's higher education without stress or loans.
25 Sept 2024
8 min read
Understanding Your EPF: How to Maximize Your Retirement Savings
VPF benefits, withdrawal rules, and strategies to turn your EPF into a crore+ retirement corpus.
22 Sept 2024
7 min read
GST for Small Businesses: A Simple Guide to Staying Compliant
Practical GST tips for freelancers and small business owners. No jargon, just what you actually need to know.
18 Sept 2024
7 min read
5 Financial Calculators Every Indian Should Use Before Investing
The exact calculators that'll save you from costly mistakes and help you make smarter money decisions.
15 Sept 2024
8 min read