Calculate GST (Goods and Services Tax) on your transactions. Get breakup of CGST, SGST, and IGST for accurate tax compliance.
Calculation Mode
Amount (Excluding GST)
GST Rate
Transaction Type
Original Amount
₹10,000
CGST (9%)
₹900
SGST (9%)
₹900
Total GST (18%)
₹1,800
Final Amount
₹11,800
CGST + SGST: Intra-state transactions attract CGST (Central GST) + SGST (State GST)
Follow these simple steps to get accurate retirement projections:
Input your current age and annual salary. The calculator projects growth until retirement age 65, accounting for salary increases over time.
Choose what percentage of salary you'll contribute. Aim for at least enough to get full employer match. 10-15% total is recommended.
Enter your company's matching percentage and limit. Common matches are 50% up to 6% or 100% up to 3%. This is free money!
See your projected balance at retirement, total contributions, employer match, and investment growth. Charts show year-by-year accumulation.
Pro Tip: All calculations update in real-time as you adjust values. Try different scenarios to find what works best for your financial goals!
Goods and Services Tax (GST) has simplified India's tax system by replacing multiple indirect taxes. Whether you're a business owner filing GST returns, a freelancer raising invoices, or a consumer trying to understand your bill, this calculator helps you compute GST accurately. With four main rates - 5%, 12%, 18%, and 28% - applying to different goods and services, calculating GST can be confusing. This calculator works both ways: add GST to a base price (for invoicing) or extract GST from an inclusive price (to know the actual product cost). Understanding GST isn't just for compliance; it helps you price your products competitively, claim input tax credit correctly, and make informed purchasing decisions.
Select whether you want to add GST to a base amount (exclusive price) or remove GST from an inclusive price. Enter the amount and select the applicable GST rate. Most services attract 18% GST, while goods vary - essential items at 5%, standard goods at 12-18%, luxury items at 28%. The calculator breaks down the amount into CGST, SGST (for intra-state) or IGST (for inter-state transactions). For businesses, this breakdown matters for GST return filing. Experiment with different rates to see the impact on final price. If you're setting product prices, calculate backwards from your target selling price to determine the pre-GST amount you need to charge for desired margins.
The results show your base amount (pre-GST), GST amount, and final price (with GST). For intra-state transactions, GST is split equally into CGST and SGST. For inter-state transactions, it's entirely IGST. As a business, you can claim input tax credit on GST you pay on purchases, reducing your net GST liability. Keep invoices organized for this. As a consumer, the GST breakdown helps you understand how much tax you're paying on your purchases. Compare prices across products with different GST rates to make smarter buying decisions. Remember, GST is included in MRP on most packaged products, so you're already paying it even if not explicitly mentioned.
Ravi runs a digital marketing agency in Mumbai. He charges ₹50,000 for a project. Since services attract 18% GST, he needs to charge ₹59,000 total (₹50,000 base + ₹9,000 GST). On his invoice, this appears as ₹50,000 base, ₹4,500 CGST, and ₹4,500 SGST. Ravi spent ₹20,000 on software and tools for this project, paying ₹3,600 GST. When filing his GST return, he can claim this ₹3,600 as input tax credit, so he only pays ₹5,400 GST to the government (₹9,000 collected minus ₹3,600 input credit). The calculator helps Ravi quote prices quickly and understand his cash flow. He now factors GST into all his financial planning and maintains digital records for seamless return filing.
Explore these calculators to plan different aspects of your financial journey
A SIP (Systematic Investment Plan) calculator helps you estimate the returns on your regular monthly investments in mutual funds. It calculates the future value of your investments based on the monthly amount, expected return rate, and investment duration using the compound interest formula.
The SIP calculator provides estimates based on the expected rate of return you input. Actual returns may vary as mutual fund returns fluctuate with market conditions. The calculator uses the standard SIP formula: FV = P × ((1 + r)^n - 1) / r × (1 + r), where P is monthly investment, r is monthly return rate, and n is total months.
Most mutual funds in India allow SIP investments starting from as low as ₹100 per month. However, popular amounts are ₹500, ₹1,000, or ₹5,000 per month. Some funds may have higher minimums like ₹1,000 or ₹5,000 depending on the fund house.
Historically, equity mutual funds in India have delivered returns between 10-15% annually over long periods. Debt funds typically return 6-9%. For calculation purposes, 12% is commonly used as a moderate estimate for diversified equity funds, though actual returns will vary.
SIP works best for long-term goals of 5 years or more. The longer you invest, the more you benefit from compounding. For wealth creation and retirement, 15-20 years or more is ideal. Short-term goals (1-3 years) may be better suited for debt funds rather than equity SIP.
This calculator provides estimates for informational purposes only. Results are based on assumptions and may not reflect actual outcomes. Always consult with qualified professionals before making financial decisions.
Free online financial calculators to help you plan your financial future with confidence. No sign-up required.
100% Free
Accurate
SBI SIP Calculator
HDFC SIP Calculator
ICICI SIP Calculator
₹1000 SIP Calculator
₹5000 SIP Calculator
Mumbai Home Loan
Delhi Home Loan
Bangalore Home Loan
Maharashtra Home Loan
₹50k Income Home Loan
© 2025 CalcReady. All rights reserved. The information provided by our calculators is for educational purposes only and should not be considered financial advice. Always consult with qualified professionals before making financial decisions.
Made with
for financial planning