Last Updated: October 23, 2025
By accessing and using CalcReady ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.
CalcReady provides free online financial calculators for educational and informational purposes. Our calculators include:
• SIP (Systematic Investment Plan) Calculator
• Home Loan EMI Calculator
• NPS (National Pension System) Calculator
• PPF (Public Provident Fund) Calculator
• EPF (Employee Provident Fund) Calculator
• FD/RD Calculator
• Income Tax Calculator
• GST Calculator
• And other financial planning tools for India
NOT FINANCIAL ADVICE: CalcReady provides calculators and tools for informational purposes only. We do not provide financial, investment, tax, or legal advice.
NO PROFESSIONAL RELATIONSHIP: Using our calculators does not create an advisor-client relationship. Always consult with qualified professionals before making financial decisions.
NO GUARANTEES: Calculations are estimates based on the inputs provided. Actual results may vary significantly based on market conditions, fees, taxes, and other factors not included in our calculations.
USE AT YOUR OWN RISK: All information is provided "as is" without warranty of any kind. You assume full responsibility for any decisions made based on calculator results.
While we strive for accuracy, our calculators have limitations:
• Results are simplified estimates, not precise predictions
• Market returns are assumed averages and vary in reality
• Tax implications may not be fully reflected
• Fees and expenses may not be included
• Inflation assumptions may differ from actual rates
• Local regulations and rules may affect actual outcomes
As a user of CalcReady, you agree to:
• Provide accurate inputs for meaningful calculations
• Use the service for personal, non-commercial purposes
• Not attempt to reverse engineer or copy our calculators
• Not use the service for illegal or unauthorized purposes
• Verify calculator results with qualified professionals
• Understand that past performance doesn't guarantee future results
All content, design, logos, and calculator logic on CalcReady are protected by copyright and intellectual property laws. You may not:
• Copy or redistribute our calculators
• Create derivative works without permission
• Use our brand or logos without authorization
• Frame or embed our content on other sites
To the maximum extent permitted by law, CalcReady and its operators shall not be liable for:
• Financial losses resulting from calculator use
• Inaccurate calculations or estimates
• Service interruptions or errors
• Lost data or inability to access calculators
• Decisions made based on calculator results
• Indirect, incidental, or consequential damages
We strive to maintain service availability but cannot guarantee uninterrupted access. We reserve the right to:
• Modify or discontinue services at any time
• Perform maintenance and updates
• Change calculator formulas or features
• Limit access for technical or legal reasons
Our site may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of third-party sites. Use them at your own risk.
Financial rules, tax laws, and regulations vary by country, state, and locality. Our calculators may not reflect all regional variations. Always verify with local professionals.
We may update these terms at any time. Material changes will be indicated by updating the "Last Updated" date. Continued use after changes constitutes acceptance of the updated terms.
These terms are governed by the laws of India. Any disputes shall be resolved in the appropriate courts of the jurisdiction where CalcReady operates.
For questions about these terms or our service:
Email: legal@calcready.com
Before making any financial decisions, we strongly recommend consulting with:
• A licensed financial advisor for investment advice
• A certified tax professional for tax planning
• An attorney for legal matters
• A mortgage broker for home loan decisions
Our calculators are starting points for research, not substitutes for professional guidance.
Free online financial calculators to help you plan your financial future with confidence. No sign-up required.
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SBI SIP Calculator
HDFC SIP Calculator
ICICI SIP Calculator
₹1000 SIP Calculator
₹5000 SIP Calculator
Mumbai Home Loan
Delhi Home Loan
Bangalore Home Loan
Maharashtra Home Loan
₹50k Income Home Loan
© 2025 CalcReady. All rights reserved. The information provided by our calculators is for educational purposes only and should not be considered financial advice. Always consult with qualified professionals before making financial decisions.
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