State Bank of India vs ICICI Bank SIP Comparison


Compare SIP returns, minimum investments, and top schemes to make an informed decision

State Bank of India


Minimum Investment

₹500

Average Return

12%

Top Schemes

  • SBI Bluechip Fund
  • SBI Small Cap Fund
  • SBI Equity Hybrid Fund

Key Features

  • Largest bank network in India
  • Low minimum investment of ₹500
  • Trusted government backing
  • Wide range of fund options

ICICI Bank


Minimum Investment

₹100

Average Return

12.5%

Top Schemes

  • ICICI Prudential Bluechip Fund
  • ICICI Prudential Technology Fund
  • ICICI Prudential Equity & Debt Fund

Key Features

  • Ultra-low minimum of ₹100
  • Technology-focused funds
  • Strong digital platform
  • Regular dividend options

Calculate SIP Returns for Both

Calculate with SBI

Investment Details

Expected Returns

₹1,16,170

estimated value

Invested₹60,000
Returns₹56,170

Growth Projection

Calculate with ICICI

Investment Details

Expected Returns

₹23,938

estimated value

Invested₹12,000
Returns₹11,938

Growth Projection


State Bank of India vs ICICI Bank: Which is Better for SIP?


SBI Mutual Fund is one of India's largest and most trusted asset management companies, backed by the State Bank of India. With a strong track record and wide network, SBI offers diverse mutual fund schemes suitable for all investor types.

ICICI Prudential Mutual Fund is one of the oldest and largest mutual fund houses in India. Known for innovation and customer-centric approach, ICICI offers excellent SIP options across various risk categories.

Making Your Choice

Both SBI and ICICIare reputable mutual fund houses in India. Your choice should depend on your investment goals, minimum investment capacity, and preference for specific fund categories. Consider factors like minimum investment amount, average returns, fund options, and the institution's track record.

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