State Bank of India vs Kotak Mahindra Bank SIP Comparison

Compare SIP returns, minimum investments, and top schemes to make an informed decision

State Bank of India

Minimum Investment

500

Average Return

12%

Top Schemes

SBI Bluechip Fund

SBI Small Cap Fund

SBI Equity Hybrid Fund

Key Features

Largest bank network in India

Low minimum investment of ₹500

Trusted government backing

Wide range of fund options

Kotak Mahindra Bank

Minimum Investment

1000

Average Return

13.2%

Top Schemes

Kotak Standard Multicap Fund

Kotak Emerging Equity Fund

Kotak Flexicap Fund

Key Features

Premium fund management

Innovative fund structures

Strong research team

Excellent customer service

Calculate SIP Returns for Both

Calculate with SBI

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹60,000

Est. Returns

₹56,170

Total Value

₹1,16,170

Invested Amount: 60,000
Estimated Returns: 56,170
Total Value: 1,16,170

SIP Growth Projection

Calculate with Kotak

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹1,20,000

Est. Returns

₹1,29,675

Total Value

₹2,49,675

Invested Amount: 1,20,000
Estimated Returns: 1,29,675
Total Value: 2,49,675

SIP Growth Projection

State Bank of India vs Kotak Mahindra Bank: Which is Better for SIP?

SBI Mutual Fund is one of India's largest and most trusted asset management companies, backed by the State Bank of India. With a strong track record and wide network, SBI offers diverse mutual fund schemes suitable for all investor types.

Kotak Mahindra Mutual Fund is known for its strong research capabilities and innovative fund offerings. Their flexi-cap and multi-cap funds have delivered impressive returns over the years.

Making Your Choice

Both SBI and Kotak are reputable mutual fund houses in India. Your choice should depend on your investment goals, minimum investment capacity, and preference for specific fund categories. Consider factors like minimum investment amount, average returns, fund options, and the institution's track record.

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