State Bank of India vs Motilal Oswal Mutual Fund SIP Comparison


Compare SIP returns, minimum investments, and top schemes to make an informed decision

State Bank of India


Minimum Investment

₹500

Average Return

12%

Top Schemes

  • SBI Bluechip Fund
  • SBI Small Cap Fund
  • SBI Equity Hybrid Fund

Key Features

  • Largest bank network in India
  • Low minimum investment of ₹500
  • Trusted government backing
  • Wide range of fund options

Motilal Oswal Mutual Fund


Minimum Investment

₹500

Average Return

13.8%

Top Schemes

  • Motilal Oswal Midcap Fund
  • Motilal Oswal NASDAQ 100 Fund
  • Motilal Oswal Flexi Cap Fund

Key Features

  • High-conviction investing
  • Strong midcap funds
  • International fund expertise
  • Focused portfolio approach

Calculate SIP Returns for Both

Calculate with SBI

Investment Details

Expected Returns

₹1,16,170

estimated value

Invested₹60,000
Returns₹56,170

Growth Projection

Calculate with Motilal Oswal

Investment Details

Expected Returns

₹1,29,460

estimated value

Invested₹60,000
Returns₹69,460

Growth Projection


State Bank of India vs Motilal Oswal Mutual Fund: Which is Better for SIP?


SBI Mutual Fund is one of India's largest and most trusted asset management companies, backed by the State Bank of India. With a strong track record and wide network, SBI offers diverse mutual fund schemes suitable for all investor types.

Known for focused investment strategies and high-conviction funds. Motilal Oswal has delivered strong performance particularly in midcap and international funds.

Making Your Choice

Both SBI and Motilal Oswalare reputable mutual fund houses in India. Your choice should depend on your investment goals, minimum investment capacity, and preference for specific fund categories. Consider factors like minimum investment amount, average returns, fund options, and the institution's track record.

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