State Bank of India vs UTI Mutual Fund SIP Comparison


Compare SIP returns, minimum investments, and top schemes to make an informed decision

State Bank of India


Minimum Investment

₹500

Average Return

12%

Top Schemes

  • SBI Bluechip Fund
  • SBI Small Cap Fund
  • SBI Equity Hybrid Fund

Key Features

  • Largest bank network in India
  • Low minimum investment of ₹500
  • Trusted government backing
  • Wide range of fund options

UTI Mutual Fund


Minimum Investment

₹500

Average Return

12.3%

Top Schemes

  • UTI Nifty 50 Index Fund
  • UTI Flexi Cap Fund
  • UTI Transportation and Logistics Fund

Key Features

  • Pioneer in mutual fund industry
  • Strong track record
  • Wide range of investment options
  • Portfolio management services

Calculate SIP Returns for Both

Calculate with SBI

Investment Details

Expected Returns

₹1,16,170

estimated value

Invested₹60,000
Returns₹56,170

Growth Projection

Calculate with UTI

Investment Details

Expected Returns

₹1,18,267

estimated value

Invested₹60,000
Returns₹58,267

Growth Projection


State Bank of India vs UTI Mutual Fund: Which is Better for SIP?


SBI Mutual Fund is one of India's largest and most trusted asset management companies, backed by the State Bank of India. With a strong track record and wide network, SBI offers diverse mutual fund schemes suitable for all investor types.

Founded in 2003, UTI Mutual Fund is one of India's oldest and most respected fund houses with AUM of ₹3.52 lakh crore. Known for best-in-class services and industry-led practices with a long-term outlook.

Making Your Choice

Both SBI and UTIare reputable mutual fund houses in India. Your choice should depend on your investment goals, minimum investment capacity, and preference for specific fund categories. Consider factors like minimum investment amount, average returns, fund options, and the institution's track record.

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