Calculate EPF corpus starting at age 40. 20 years to retirement is ideal time to maximize VPF. EEE (Exempt-Exempt-Exempt) status makes it highly tax-efficient.
Monthly Basic Salary
Current Age
Annual Salary Increase
Total Invested
₹38,09,198
Est. Returns
₹46,50,394
Total Value
₹84,59,592
Note: EPF contribution is 12% from employee + 12% from employer. Interest rate: 8.15% p.a. (2024-25).
SIP Growth Projection
20 years to retirement is ideal time to maximize VPF. EEE (Exempt-Exempt-Exempt) status makes it highly tax-efficient.
Increase VPF contribution to build larger corpus
VPF can be up to 100% of basic salary - consider aggressive contribution
This Starting at Age 40 calculator is designed to give you accurate estimates based on your specific financial situation. Simply adjust the input values using the sliders or by entering numbers directly. The results update instantly to show you different scenarios.
All calculations are performed using industry-standard formulas and take into account factors like compounding, interest rates, and time periods to give you the most accurate projections possible.
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Not Financial Advice: This calculator provides estimates for educational and informational purposes only. It is not financial, investment, tax, or legal advice. Actual returns may vary significantly based on market conditions.
SEBI Compliance: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The NAV of the scheme may go up or down depending upon the factors and forces affecting securities markets.
Consult a Professional: We strongly recommend consulting with a SEBI-registered investment advisor before making any investment decisions. Consider your financial situation, risk tolerance, and investment goals.
This calculator is provided as-is without warranties. CalcReady.com is not a SEBI-registered investment advisor and does not offer personalized investment recommendations.
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