Calculate NPS retirement corpus starting at age 40. Age 40 is crucial checkpoint for NPS. With 20 years to retirement, you can still build significant corpus. Employer NPS contribution also qualifies for tax benefit.
Monthly Contribution
Current Age
Expected Return Rate (p.a.)
Total Invested
₹12,00,000
Est. Returns
₹26,28,485
Total Value
₹38,28,485
Note: At retirement, 60% of corpus must be used for annuity purchase, 40% can be withdrawn tax-free.
SIP Growth Projection
Age 40 is crucial checkpoint for NPS. With 20 years to retirement, you can still build significant corpus. Employer NPS contribution also qualifies for tax benefit.
Moderate growth - 60% Equity, 30% Corporate bonds, 10% Govt securities
₹10,000-₹15,000/month, utilize employer NPS if available
This Starting at Age 40 calculator is designed to give you accurate estimates based on your specific financial situation. Simply adjust the input values using the sliders or by entering numbers directly. The results update instantly to show you different scenarios.
All calculations are performed using industry-standard formulas and take into account factors like compounding, interest rates, and time periods to give you the most accurate projections possible.
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Not Financial Advice: This calculator provides estimates for educational and informational purposes only. It is not financial, investment, tax, or legal advice. Actual returns may vary significantly based on market conditions.
SEBI Compliance: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The NAV of the scheme may go up or down depending upon the factors and forces affecting securities markets.
Consult a Professional: We strongly recommend consulting with a SEBI-registered investment advisor before making any investment decisions. Consider your financial situation, risk tolerance, and investment goals.
This calculator is provided as-is without warranties. CalcReady.com is not a SEBI-registered investment advisor and does not offer personalized investment recommendations.
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