NPS Calculator for Corporate/Private Sector - Retirement Planning

Calculate NPS returns for Corporate/Private Sector. Private sector employees can opt for NPS with employer contribution up to 10% qualifying for 80CCD(2) tax exemption without limit. Employer contribution: Typically 5-10% of basic salary.

NPS Details

Monthly Contribution

Current Age

Expected Return Rate (p.a.)

Retirement Corpus

Total Invested

₹18,00,000

Est. Returns

₹95,96,627

Total Value

₹1,13,96,627

Maturity Corpus: 1,13,96,627
Lumpsum (40%): 45,58,651
Annuity (60%): 68,37,976
Monthly Pension: 34,190

Note: At retirement, 60% of corpus must be used for annuity purchase, 40% can be withdrawn tax-free.

SIP Growth Projection

About Corporate/Private Sector

Private sector employees can opt for NPS with employer contribution up to 10% qualifying for 80CCD(2) tax exemption without limit.

Key Features

Employer contribution fully tax-exempt

Employee gets ₹3.5L total deduction

Lower cost than PF

Market-linked returns

How to Use This Calculator

This Corporate/Private Sector calculator is designed to give you accurate estimates based on your specific financial situation. Simply adjust the input values using the sliders or by entering numbers directly. The results update instantly to show you different scenarios.

All calculations are performed using industry-standard formulas and take into account factors like compounding, interest rates, and time periods to give you the most accurate projections possible.

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Important Disclaimer

Not Financial Advice: This calculator provides estimates for educational and informational purposes only. It is not financial, investment, tax, or legal advice. Actual returns may vary significantly based on market conditions.

SEBI Compliance: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The NAV of the scheme may go up or down depending upon the factors and forces affecting securities markets.

Consult a Professional: We strongly recommend consulting with a SEBI-registered investment advisor before making any investment decisions. Consider your financial situation, risk tolerance, and investment goals.

This calculator is provided as-is without warranties. CalcReady.com is not a SEBI-registered investment advisor and does not offer personalized investment recommendations.

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