Calculate NPS returns for Self-Employed/Business. Self-employed individuals get maximum benefit from NPS with ₹3.5 lakh total deduction (₹1.5L under 80C + ₹2L under 80CCD(1B)). Employer contribution: N/A.
Monthly Contribution
Current Age
Expected Return Rate (p.a.)
Total Invested
₹18,00,000
Est. Returns
₹95,96,627
Total Value
₹1,13,96,627
Note: At retirement, 60% of corpus must be used for annuity purchase, 40% can be withdrawn tax-free.
SIP Growth Projection
Self-employed individuals get maximum benefit from NPS with ₹3.5 lakh total deduction (₹1.5L under 80C + ₹2L under 80CCD(1B)).
₹2L additional deduction over 80C
Disciplined retirement saving
Low-cost fund management (0.25%)
Flexibility in contribution
This Self-Employed/Business calculator is designed to give you accurate estimates based on your specific financial situation. Simply adjust the input values using the sliders or by entering numbers directly. The results update instantly to show you different scenarios.
All calculations are performed using industry-standard formulas and take into account factors like compounding, interest rates, and time periods to give you the most accurate projections possible.
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Not Financial Advice: This calculator provides estimates for educational and informational purposes only. It is not financial, investment, tax, or legal advice. Actual returns may vary significantly based on market conditions.
SEBI Compliance: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The NAV of the scheme may go up or down depending upon the factors and forces affecting securities markets.
Consult a Professional: We strongly recommend consulting with a SEBI-registered investment advisor before making any investment decisions. Consider your financial situation, risk tolerance, and investment goals.
This calculator is provided as-is without warranties. CalcReady.com is not a SEBI-registered investment advisor and does not offer personalized investment recommendations.
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