Bank of India Mutual Fund vs Navi Mutual Fund SIP Comparison

Compare SIP returns, minimum investments, and top schemes to make an informed decision

Bank of India Mutual Fund

Minimum Investment

1000

Average Return

13.5%

Top Schemes

Bank of India Small Cap Fund

Bank of India Mid Cap Fund

Bank of India Flexi Cap Fund

Key Features

Public sector bank backing

Strong small cap performance

Nationwide bank network

Growing AUM

Navi Mutual Fund

Minimum Investment

10

Average Return

11.5%

Top Schemes

Navi Nifty 50 Index Fund

Navi Nifty Next 50 Index Fund

Navi ELSS Tax Saver

Key Features

Ultra-low ₹10 minimum

Lowest expense ratios

Digital-first platform

Index fund focus

Calculate SIP Returns for Both

Calculate with BOI

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹1,20,000

Est. Returns

₹1,34,247

Total Value

₹2,54,247

Invested Amount: 1,20,000
Estimated Returns: 1,34,247
Total Value: 2,54,247

SIP Growth Projection

Calculate with Navi

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹1,200

Est. Returns

₹1,055

Total Value

₹2,255

Invested Amount: 1,200
Estimated Returns: 1,055
Total Value: 2,255

SIP Growth Projection

Bank of India Mutual Fund vs Navi Mutual Fund: Which is Better for SIP?

Sponsored by Bank of India, one of the oldest public sector banks. Known for strong small and mid cap funds with impressive recent performance.

Founded by Sachin Bansal (Flipkart co-founder), Navi offers ultra-low-cost index funds with minimal investment requirements. Digital-first approach for millennial investors.

Making Your Choice

Both BOI and Navi are reputable mutual fund houses in India. Your choice should depend on your investment goals, minimum investment capacity, and preference for specific fund categories. Consider factors like minimum investment amount, average returns, fund options, and the institution's track record.

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