Karnataka vs Telangana Home Loan Comparison

Compare home affordability, property taxes, and costs of homeownership

Karnataka

Average Home Price

$6,000,000

Property Tax Rate

5%

Registration

1%

Market Trend

Rapid appreciation in Bangalore IT corridors

Telangana

Average Home Price

$5,000,000

Property Tax Rate

4%

Registration

0.5%

Market Trend

Strong growth in IT corridors, excellent appreciation

Calculate Home Loan Affordability for Both States

Calculate for Karnataka

Your Financial Details

Annual Income

Monthly Debts

Down Payment

Interest Rate

Property Tax Rate

You Can Afford

Maximum Home Price

$230,158

Down Payment (20%)

$46,032

Loan Amount

$184,127

Total Monthly Payment

$2,251

Principal & Interest:

$1,225

Property Tax:

$959

Insurance:

$67

Loan Amortization Schedule

Calculate for Telangana

Your Financial Details

Annual Income

Monthly Debts

Down Payment

Interest Rate

Property Tax Rate

You Can Afford

Maximum Home Price

$230,158

Down Payment (20%)

$46,032

Loan Amount

$184,127

Total Monthly Payment

$2,059

Principal & Interest:

$1,225

Property Tax:

$767

Insurance:

$67

Loan Amortization Schedule

Karnataka vs Telangana: Cost of Homeownership

About Karnataka:

Karnataka, led by Bangalore's IT boom, offers strong property appreciation. Stamp duty is 5% for men and 3% for women, with 1% registration charges.

About Telangana:

Telangana has attractive stamp duty at 4% and low registration charges of 0.5%. Hyderabad's IT boom drives strong property demand.

Key Differences

The primary difference between Karnataka and Telangana lies in stamp duty rates (5% vs 4%), registration charges (1% vs 0.5%), and average property prices (₹6,000,000 vs ₹5,000,000).

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