Haryana vs Delhi Home Loan Comparison


Compare home affordability, property taxes, and costs of homeownership

Haryana


Average Home Price

$5,500,000

Property Tax Rate

7%

Registration

1.5%

Market Trend

Premium growth in Gurugram, stable in other cities

Delhi


Average Home Price

$9,000,000

Property Tax Rate

6%

Registration

1%

Market Trend

Premium locations see steady 8-10% annual growth


Calculate Home Loan Affordability for Both States

Calculate for Haryana

Your Financial Details

You Can Afford

Maximum Home Price

₹2,30,158

Down Payment (20%)

₹46,032

Loan Amount

₹1,84,127

Total Monthly Payment

₹2,635

Principal & Interest:₹1,225
Property Tax:₹1,343
Insurance:₹67

Loan Amortization Schedule

Calculate for Delhi

Your Financial Details

You Can Afford

Maximum Home Price

₹2,30,158

Down Payment (20%)

₹46,032

Loan Amount

₹1,84,127

Total Monthly Payment

₹2,443

Principal & Interest:₹1,225
Property Tax:₹1,151
Insurance:₹67

Loan Amortization Schedule


Haryana vs Delhi: Cost of Homeownership


About Haryana:

Haryana's proximity to Delhi drives demand in Gurugram and Faridabad. Stamp duty is 7% for men and 5% for women, with 1.5% registration.

About Delhi:

Delhi, India's capital, has premium property prices. Stamp duty is 6% for men and 4% for women. Limited supply drives consistent appreciation.

Key Differences

The primary difference between Haryana and Delhi lies in stamp duty rates (7% vs 6%), registration charges (1.5% vs 1%), and average property prices (₹5,500,000 vs ₹9,000,000).