Haryana vs Delhi Home Loan Comparison

Compare home affordability, property taxes, and costs of homeownership

Haryana

Average Home Price

$5,500,000

Property Tax Rate

7%

Registration

1.5%

Market Trend

Premium growth in Gurugram, stable in other cities

Delhi

Average Home Price

$9,000,000

Property Tax Rate

6%

Registration

1%

Market Trend

Premium locations see steady 8-10% annual growth

Calculate Home Loan Affordability for Both States

Calculate for Haryana

Your Financial Details

Annual Income

Monthly Debts

Down Payment

Interest Rate

Property Tax Rate

You Can Afford

Maximum Home Price

$230,158

Down Payment (20%)

$46,032

Loan Amount

$184,127

Total Monthly Payment

$2,635

Principal & Interest:

$1,225

Property Tax:

$1,343

Insurance:

$67

Loan Amortization Schedule

Calculate for Delhi

Your Financial Details

Annual Income

Monthly Debts

Down Payment

Interest Rate

Property Tax Rate

You Can Afford

Maximum Home Price

$230,158

Down Payment (20%)

$46,032

Loan Amount

$184,127

Total Monthly Payment

$2,443

Principal & Interest:

$1,225

Property Tax:

$1,151

Insurance:

$67

Loan Amortization Schedule

Haryana vs Delhi: Cost of Homeownership

About Haryana:

Haryana's proximity to Delhi drives demand in Gurugram and Faridabad. Stamp duty is 7% for men and 5% for women, with 1.5% registration.

About Delhi:

Delhi, India's capital, has premium property prices. Stamp duty is 6% for men and 4% for women. Limited supply drives consistent appreciation.

Key Differences

The primary difference between Haryana and Delhi lies in stamp duty rates (7% vs 6%), registration charges (1.5% vs 1%), and average property prices (₹5,500,000 vs ₹9,000,000).

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