ICICI Bank vs UTI Mutual Fund SIP Comparison

Compare SIP returns, minimum investments, and top schemes to make an informed decision

ICICI Bank

Minimum Investment

100

Average Return

12.5%

Top Schemes

ICICI Prudential Bluechip Fund

ICICI Prudential Technology Fund

ICICI Prudential Equity & Debt Fund

Key Features

Ultra-low minimum of ₹100

Technology-focused funds

Strong digital platform

Regular dividend options

UTI Mutual Fund

Minimum Investment

500

Average Return

12.3%

Top Schemes

UTI Nifty 50 Index Fund

UTI Flexi Cap Fund

UTI Transportation and Logistics Fund

Key Features

Pioneer in mutual fund industry

Strong track record

Wide range of investment options

Portfolio management services

Calculate SIP Returns for Both

Calculate with ICICI

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹12,000

Est. Returns

₹11,938

Total Value

₹23,938

Invested Amount: 12,000
Estimated Returns: 11,938
Total Value: 23,938

SIP Growth Projection

Calculate with UTI

Investment Details

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Expected Returns

Total Invested

₹60,000

Est. Returns

₹58,267

Total Value

₹1,18,267

Invested Amount: 60,000
Estimated Returns: 58,267
Total Value: 1,18,267

SIP Growth Projection

ICICI Bank vs UTI Mutual Fund: Which is Better for SIP?

ICICI Prudential Mutual Fund is one of the oldest and largest mutual fund houses in India. Known for innovation and customer-centric approach, ICICI offers excellent SIP options across various risk categories.

Founded in 2003, UTI Mutual Fund is one of India's oldest and most respected fund houses with AUM of ₹3.52 lakh crore. Known for best-in-class services and industry-led practices with a long-term outlook.

Making Your Choice

Both ICICI and UTI are reputable mutual fund houses in India. Your choice should depend on your investment goals, minimum investment capacity, and preference for specific fund categories. Consider factors like minimum investment amount, average returns, fund options, and the institution's track record.

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